Investing for your child’s future is a powerful way to give them a financial head start. But as BDHL Advisory Principal Tas Demos explains in his recent conversation with Grady Wulff on Future Funded Bubs, the way those investments are structured can make a significant difference.

For parents building an investment portfolio for their children, tax should not be an afterthought. The wrong setup can leave families paying more tax than necessary, reducing the long-term value of the portfolio and making it harder to achieve the intended financial outcome.

In the interview, Tas breaks down the importance of choosing an appropriate structure from the beginning, particularly in light of recent Budget changes. He explains the rules in simple terms and highlights why parents should consider tax, control, flexibility and future ownership before deciding how to invest on behalf of a child.

The key message is clear: investing early is important, but investing with the right structure is just as important. A well-planned approach can help protect the portfolio, reduce unnecessary tax exposure and give families greater confidence that they are setting their children up for the future.

Parents who are currently investing for their children, or thinking about getting started, should seek advice before choosing a structure. The right decision will depend on the family’s circumstances, goals and long-term plans.

Click HERE to watch the full Future Funded Bubs episode with our Principal, Tas Demos, to learn more about how to set up investments in a smarter, more tax-effective way.

Please contact our team if you have any questions.

The material and contents provided in this publication are informative in nature only.  It is not intended to be advice, and you should not act specifically on the basis of this information alone.  If expert assistance is required, professional advice should be obtained.